How It Works

Bad Credit Loans Nanaimo is a team of licensed vendors that are ready to serve you with title loans. We will lend you money depending on the value of your vehicle. We provide services like Car title loans, Vehicle title loans, Auto title loans in Nanaimo. We have programs that provide you with quick access to the money based on the value of your paid off Car, Truck, Van, Suv, Rv or Boat, not your credit score! We believe that your vehicle is your credit, hence, no credit check is included in our loan process. Also, we allow our customers to keep driving their vehicle during the loan period.

You Can Get The Loan In 4 Easy Steps

Step One – Call us or Apply Online & Get Approved

Bad Credit Loans Nanaimo is serving all over Western Canada with the title loans since 2004. You just need to fill up the online application and one of our loan representatives will contact you as soon as possible through the details you provide via the loan application. You will get an approval within a few minutes.

Step Two – Easy Paperwork

The paperwork part is very easy and quick process. You don’t need to stand in queues for the submission and verification of the documents. After your online application is approved, you just need to submit some basic documents like ID proofs, a copy of vehicle title. It just requires a few minutes and you are done.

Step Three – Get Money

When the paperwork is done our loan representatives will take look at your vehicle so that we can finalize the maximum amount of loan money based on the condition of your vehicle. The whole process including the paperwork will take around 15 minutes. After this, you are free to go home with your cash.

Step Four – Keep Your Car

Once you have received your cash you can go home by driving your vehicle (car, truck, van, SUV or RV). We allow our customer to keep using their car as the deal is based on the title of the vehicle.

What else you need to know……

Loan Fees:

The fees include an Auto Check (to check for accidents and vehicle origin), Lien Search (to make sure the vehicle is free and clear of all the liens), and a Vehicle Inspection / Evaluation.

The implication of late payment or non-payment:

In the case of a late or partial payment, interest fees will be charged on the daily basis on the outstanding amount. Failure to pay will result in legal action, as per Personal Property Securities Act (PPSA) British Columbia.